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Alerts Sample - FICO® Quarterly Monitoring

FICO® Quarterly Monitoring

FICO® Quarterly Monitoring tracks your TransUnion credit report and more than 400 other data sources for signs of identity theft. Also includes identity theft insurance coverage up to $25,000 and identity theft resolution assistance should you become a victim.

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Stop worrying
and let your alerts keep you posted. 		Printable Version
ID theft alerts keep you informed about what's going on with your credit and your identity at all times. If we discover any changes or new information, like a different name, phone number or address, we post it here. Then, we immediately send you an ID theft alert E-mail that directs you to this page, so you can check the new activity for ID theft.
Your messages
FICO® score changes
Date detected Details
10/17/2003
Your FICO® score has gone from 652 to 707
Your TransUnion FICO® score has gone from 652 on 7/17/2003 to 707 on 10/17/2003.
7/17/2003
Your FICO® score has dropped from 680 to 652
Your TransUnion FICO® score has dropped from 680 on 4/17/2002 to 652 on 7/17/2003.
Some of the reason for this change:
  • You have a new negative factor hurting your score:
    "The proportion of balances to credit limits on your revolving/charge accounts is too high"
4/17/2003
Your FICO® score has gone from 610 to 680
Your TransUnion FICO® score has gone from 610 on 1/17/2003 to 680 on 4/17/2003.
Some of the reason for this change:
  • You have a new positive factor helping your score:
    "You have no late payments reported on your credit accounts"
  • You have a new positive factor helping your score:
    "You have a low proportion of balances to credit limits on your revolving/charge accounts"
  • You no longer have a negative factor hurting your score:
    "The proportion of balances to credit limits on your revolving/charge accounts is too high"
If someone steals your ID and runs up your credit, your FICO® score can deteriorate quickly. Protect your purchasing power by intercepting ID theft before it ruins your FICO® score.

Identity changes
Date detected Details
10/17/2003 New date of birth detected:
February 20, 1934
10/17/2003 New social security number detected:
556-66-6666
Don’t recognize a change to your personal information? If so, perhaps an ID thief is using some of your identity and fabricating the rest. report ID theft

Address and phone number changes
Date detected Details
10/17/2003 New address detected:
123 Main St.
Anytown, USA
4/17/2003 New address detected:
55 Oak St.
Anytown, USA
1/17/2003 New telephone number detected:
(555)555-5555
Did you recently change your phone number or address?If not, report ID theft immediately.

New accounts
Date detected Account  
10/2003 Ford Motor Credit Co.
Account number: BFM915XXXX
Auto lease
 More Info
Do you see an account which you have not opened? If so, perhaps an ID thief has opened an account in your name. report ID theft

New credit inquiries
Inquiry date Creditor Name
7/6/2003 Main Street Bank
7/6/2003 BCC Credit Union
7/5/2003 Blake's Ford
5/13/2003 Kempler's Dept Store
3/23/2003 XKK Cellular Phone Service
Have you applied for credit at all of these lenders? If not, perhaps an ID thief has recently applied for an account in your name. report ID theft

Balance increases
No recent activity on file

Problem accounts
Date detected Details
No recent activity on file
 

Negative public record changes
Date detected Public record
No recent activity on file
 

Debt collection changes
Date detected Debt collection
No recent activity on file