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Credit Reporting Products

• Products Overview
• FICO^® Standard  [Sample]
• Score Watch^® (Free Trial)  [Sample]
• Suze Orman's FICO^® Kit Platinum
• FICO^® Quarterly Monitoring  [Sample]

Financial Services

• Home Mortgage Loans
• Home Refinancing Loans
• Home Equity Loans
• Credit Cards

Primary Resources

• Credit Education Center
• Support Center
• FICO^® Forums

Credit Basics

• Understanding Your FICO^® Score
• About Credit Scores
• What's in Your Score
• What is not in Your Score
• How Credit Scoring Helps You
• Improving Your FICO^® Score
• FICO^® Credit Score Estimator
• Facts & Fallacies
• About Credit Reports
• What's in Your Credit Report
• Credit Inquiries
• How Mistakes are Made
• Missing Accounts
• Fixing An Error
• Investigating
• Fair Credit Reporting Act
• Equal Credit Opportunity Act
• Fair Credit Billing Act
• Fair Debt Collection Practices
• Average Credit Statistics
• ID Theft
• Identity Theft and You
• Glossary of Terms

Videos

• myFICO credit report display webinar
• Holiday best practices webinar

Newswire

• Credit Newswire Articles

FAQs

• I'm trying to lower my credit card APRs. How should I go about doing that?
• How do I get my free credit report and score from each bureau?
• Do FICO scores change that much over time?
• How long will negative information remain on my credit report?
• How are FICO scores calculated for married couples?
• Will closing a credit card account help my FICO score?
• Why are my scores different for the 3 credit bureaus?
• How do I correct errors on my credit reports?
• What are inquiries and how do they affect my FICO score?
• What are the minimum requirements for a FICO score?
• How can I increase my FICO score?

Ask myFICO

• Putting credit problems behind you – here's the gameplan.
• Preparing for next year now – here's what to focus on.
• Holiday OVERspending – common pitfalls and solutions.
• Suffocating from my mortgage – a few suggestions to help.
• Buying a new home – you credit is even more important these days.
• College kids and credit – what to expect and advice for you child.
• Authorized users – what it is and why it's not a great idea.
• Collections – how to manage them and what they do to your credit.
• 3 FICO Scores? Why there's more than one and which one counts.
• Bankruptcy – how to revive your credit after hard times.
• Credit cards and credit scores; here's the relationship.
• Marriage and credit – tying the knot in more ways that you might think!
• How to get Financially Fit

Home Refinance Education

• Get Prepared
• Make Sure the Time is Right
• Get Your FICO^® Scores
• Organize Your Paperwork
• Choose Your Loan
• Choose the Loan That Makes Sense
• Loan Shopping
• Get Offers From Several Lenders
• Make Lenders Compete
• myFICO^® Makes it Easy
• Evaluate Offers
• Is it a Fair Loan?
• Know Your Payment Outlook
• How to Avoid Costly Mistakes
• Which Loan Works Best for you?

Home Mortgage Education

• Get Prepared
• Make Sure You're Ready
• Get Your FICO^® Scores
• Organize Your Paperwork
• Get Preapproved
• Choose Your Loan
• Choose the Loan That Makes Sense
• Choose a Down Payment Option
• Shop Around
• Get Offers From Several Lenders
• Make Lenders Compete
• myFICO^® Makes it Easy
• Evaluate Offers
• Is it a Fair Loan?
• Know Your Payment Outlook
• How to Avoid Costly Mistakes
• Which Loan Works Best for you?

Home Equity Education

• Get Prepared
• Know Why you're Using Equity
• Get Your FICO^® Scores
• Organize Your Paperwork
• Use Your Equity
• HELOC or Equity Loan?
• Choose the Loan that makes sense
• Compare Loans
• Get Offers From Several Lenders
• Make Lenders Compete
• myFICO^® Makes it Easy
• Evaluate Offers
• Is it a Fair Loan?
• Know Your Payment Outlook
• How to Avoid Costly Mistakes
• Which Loan Works Best For you?

• FICO^® Loan Savings Calculator

General Mortgage Calculators

• Which loan is better?
• Which lender has the better loan?
• How much will my (fixed) mortgage payments be?
• How much will my adjustable rate payments be?
• Should I pay points to lower the rate?
• Which is better: fixed or adjustable?
• Which is better: 15- or 30-year loan term?
• How much can I save in taxes?
• What will my closing costs be?
• How advantageous are extra payments?

Home Refinance Calculators

• Am I better off refinancing?
• What will my refinancing costs be?

Home Equity Calculators

• How large a line of credit can I obtain?
• Should I consolidate my debts?
• Should I consolidate my credit cards?
• Should I use a home equity loan or an auto loan?
• What will my tax savings be?
• How will rate changes affect my balance?
• How much will my loan payments be?
• What will it take to pay off my line of credit?

Home Mortgage Calculators

• How much can I borrow?
• Am I better off renting?
• How much should I put down for a new home?
• How can I reduce mortgage insurance costs?

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